LuxLux New York is a members-only luxury resale and personal shopping service operating since 2016. We specialize in authenticated pre-owned designer handbags, fine jewelry, watches, and fashion accessories, and offer private services including sourcing, concierge shopping, and repair referrals.

Over the years we've built a loyal client base, generated millions in sales — all while operating as a part-time business — and maintained a 4.6 rating on Trustpilot with over 500 verified reviews. Every client relationship is handled personally..

Learn more about us  |  Read our reviews  |  Browse our collection

The Reserve Program is a private, invitation-only program that allows approved members to deposit funds with LuxLux and earn a fixed 14% return over a six-month term, with earnings distributed monthly.

Here's how it works in practice: let's say you deposit $5,000. Each month, $117 is added to your account as earned interest. You can withdraw that $117 to your bank each month, or leave it to accumulate. At the end of the six-month term, your original $5,000 deposit plus your final $117 interest payment is moved to your LuxLux wallet, where you can use it toward a purchase or request a transfer to your bank. If you never withdrew your monthly earnings, your total return is $700 on a $5,000 deposit.

There are two paths:

Path 1 — Cash out: Earn $117 monthly, withdraw it each month or let it accumulate, and receive your full deposit back at maturity with the final interest payment.

Path 2 — Purchase: Starting from day 91, you can convert your full balance — deposit plus all interest earned to that point — toward a purchase at any time. The longer you wait before buying, the more interest you've accumulated to spend. Waiting the full six months before converting gives you the maximum balance to work with.

Have questions about which path works best for you? Send us a message or call us at (201) 519-6487.

The Reserve Program was created to give our most trusted members a way to participate directly in LuxLux's growth while earning real returns on funds they'd likely spend with us anyway. By pooling working capital from a small group of approved members, we're able to move faster on inventory acquisitions, respond to sourcing opportunities more quickly, and expand the selection available to everyone in our network.

In return, participants earn a fixed 14% over six months — with the added option to put those earnings toward their next purchase when they're ready.

It's a program built on the relationships we've spent years developing. Not offered publicly, not open to everyone — just the people we already know and trust.

No. The 14% return is fixed and has nothing to do with whether you make a purchase. Your deposit earns interest from day one simply by participating in the program.

The option to apply your balance toward a purchase is available from month three onward, but it's entirely your choice — there is no obligation to buy anything.

We accept ACH bank transfer, wire transfer, Zelle, and Venmo. All payment details are provided after your application is reviewed and approved.

If you plan to apply your deposit toward a future purchase rather than cash out at maturity, payment by credit card is also available in that case.

Have a question about payment options? Contact us directly.

Each month your earned interest is posted to your reserve dashboard. From there, you can transfer it to your bank with a single click, or leave it in your account to accumulate — it's completely up to you.

There is no requirement to withdraw monthly. Some participants prefer to let earnings build and use the full amount toward a purchase at the end of the term.

Starting from day 91 of your term, your full balance — original deposit plus all interest earned to that point — becomes eligible to apply toward a purchase. You can use it on any item currently on our site, or put it toward something we source specifically for you.

Simply transfer your balance to your LuxLux wallet from your dashboard and apply it at checkout or during a sourcing request. If your purchase amount is less than your available balance, the difference is refunded to your bank.

Keep in mind: once you convert your balance toward a purchase, the program concludes at that point and no further interest accrues. The later you choose to buy, the more interest you'll have accumulated to spend.

Browse our current collection to get an idea of what's available.

Once your participation is confirmed and your deposit is received, you'll have access to a personal reserve dashboard inside your member account at luxluxny.com. Your dashboard shows your current balance, monthly interest activity, term progress, and available actions — all in one place.

Below is a preview of what your dashboard looks like:

Don't have an account yet? Register here — membership is free and unlocks all of our services.

At the end of your six-month term, your original deposit plus your final interest payment is moved to your LuxLux wallet. From there you can apply it toward a purchase or request a transfer to your bank.

We'll reach out personally as your term approaches maturity to make sure everything is handled smoothly. Nothing moves without your direction.

Cash withdrawal of the principal before the end of the term is not available — the deposit is committed for the full six-month term.

However, you have two flexible options during the term: you can withdraw your monthly interest earnings at any time, and starting from day 91 you can convert your full balance toward a purchase instead of waiting for maturity.

If an exceptional situation comes up, reach out to us directly and we'll discuss it personally.

This is a private program offered exclusively to members we know personally and have an existing relationship with. Every participant receives a written agreement before any funds are transferred, outlining all terms clearly.

Your balance and activity are visible to you at all times through your personal dashboard. We've built this business on trust and long-term client relationships since 2016 — nearly a decade of verified reviews and repeat clients speak for themselves.

Read our reviews  |  Contact us with any questions

Not at this time. The Reserve Program is a fixed-term deposit program — participants earn a set return on their deposit with no ownership stake involved.

If equity opportunities become available in the future, they will be offered separately to qualified individuals. Feel free to reach out if this is something you'd like to be considered for down the line.